Bank of america consolidating debt
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When in the business, Bank of America offered both federal and private student loans.If you have a loan from Bank of America, you are still required to repay it.2) Part A: I noticed that on my report there are charge-offs and open collections.
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If you have ,000 of credit card debt at a 15% interest rate, you will end up paying over 0 of interest in just the next 12 months.I do have some knowledge of credit repair/collections/debts, etc, but I have some specific questions that I don't have answers to and there is a disconnect that happens in my mind when I begin trying to figure out where they truth actually is with respect to collections/charge off procedures, etc.I want to take the necessary steps to clean up my credit, but there are serious issues that I am having because there was about ,000 of credit card debt that I let go, spread over different credit cards and I don't want to make mistakes tackling this issue.In 2008, Bank of America announced that it would stop offering private student loans and instead would focus its business on lending under programs backed by the government.
Like many other lenders, Bank of America made this move after it deemed the student loan market unprofitable during the ongoing credit crunch.You will probably be able to get a lower interest rate with a Clean Sweep program and save some money from the interest that you pay on your exiting individual loans or credit cards each month.
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